{"id":13178,"date":"2023-12-09T01:45:21","date_gmt":"2023-12-08T16:45:21","guid":{"rendered":"http:\/\/artnframe.co.kr\/?p=13178"},"modified":"2023-12-09T01:45:28","modified_gmt":"2023-12-08T16:45:28","slug":"%ec%82%ac%ec%97%85%ec%9e%90-%ec%95%84%ed%8c%8c%ed%8a%b8-%ed%9b%84%ec%88%9c%ec%9c%84-%eb%8b%b4%eb%b3%b4%eb%8c%80%ec%b6%9c-%ea%b8%88%eb%a6%ac%ed%95%9c%eb%8f%84-%ec%a1%b0%ea%b1%b4-%ec%82%b4%ed%8e%b4","status":"publish","type":"post","link":"https:\/\/artnframe.co.kr\/?p=13178","title":{"rendered":"\uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\ud55c\ub3c4 \uc870\uac74 \uc0b4\ud3b4\ubcf4\uae30"},"content":{"rendered":"<p>\uc544\ud30c\ud2b8\ub97c \ubcf4\uc720\ud55c \uc0ac\uc5c5\uc790\ub4e4\uc774 \ud544\uc694\ud55c \uc790\uae08\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uac74\ubb3c\uc774\ub098 \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c\ub294 \uc120\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uc9c0\ub9cc, \uc774\ubbf8 \uc120\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc124\uc815\ud55c \uc544\ud30c\ud2b8\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uba74 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uc5ec \ucd94\uac00 \uc790\uae08\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/12\/\uc0ac\uc5c5\uc790\uc544\ud30c\ud2b8\ud6c4\uc21c\uc704\ub2f4\ubcf4\ub300\ucd9c2.webp\" class=\"aligncenter\"><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#%EC%A3%BC%EC%9A%94_%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C_%EC%83%81%ED%92%88\" >\uc8fc\uc694 \uc800\ucd95\uc740\ud589\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#P2P_%EA%B8%88%EC%9C%B5_%EB%B0%8F_%EB%8C%80%EB%B6%80%EC%97%85%EC%B2%B4%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C\" >P2P \uae08\uc735 \ubc0f \ub300\ubd80\uc5c5\uccb4\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8%EA%B3%BC_%EB%8B%B5%EB%B3%80\" >\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38\uacfc \ub2f5\ubcc0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#1_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >1. \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#2_%EC%A3%BC%EC%9A%94_%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C_%EC%83%81%ED%92%88%EC%9D%80_%EC%96%B4%EB%96%A4_%EA%B2%83%EC%9D%B4_%EC%9E%88%EB%82%98%EC%9A%94\" >2. \uc8fc\uc694 \uc800\ucd95\uc740\ud589\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488\uc740 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/artnframe.co.kr\/?p=13178\/#3_P2P_%EA%B8%88%EC%9C%B5%EC%9D%B4%EB%82%98_%EB%8C%80%EB%B6%80%EC%97%85%EC%B2%B4%EC%97%90%EC%84%9C%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%A7%84%ED%96%89%EB%90%98%EB%82%98%EC%9A%94\" >3. P2P \uae08\uc735\uc774\ub098 \ub300\ubd80\uc5c5\uccb4\uc5d0\uc11c\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc740 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EC%9A%94_%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C_%EC%83%81%ED%92%88\"><\/span>\uc8fc\uc694 \uc800\ucd95\uc740\ud589\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc8fc\uc694 \uc800\ucd95\uc740\ud589\ub4e4\uc740 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc704\ud55c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, SBI \uc800\ucd95\uc740\ud589\uc740 &#8220;\ud76c\ub9ddUP \uc544\ud30c\ud2b8 \ub2f4\ubcf4\ub300\ucd9c&#8221;\uc774\ub77c\ub294 \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, KB\uc2dc\uc138\uc758 100%\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub300\ucd9c \uae08\ub9ac\ub294 8.4%\uc5d0\uc11c 10.9% \uc0ac\uc774\uc5d0 \uc704\uce58\ud558\uba70, \uc790\uaca9 \uc694\uac74\uc73c\ub85c\ub294 NICE \uc2e0\uc6a9\ud3c9\uc810 680\uc810 \uc774\uc0c1\uc758 \uac1c\uc778\uc0ac\uc5c5\uc790\ub098 \ubc95\uc778\uc0ac\uc5c5\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, IBK \uc800\ucd95\uc740\ud589\uc740 &#8220;\uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c&#8221; \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0c1\ud488\uc740 KB\uc2dc\uc138\uc758 90% \uc774\ud558\uc758 \ub300\ucd9c \ud55c\ub3c4\ub97c \uc81c\uacf5\ud558\uba70, \ub300\ucd9c \uae08\ub9ac\ub294 6.95%\uc5d0\uc11c 11.95% \uc0ac\uc774\uc5d0 \uc704\uce58\ud569\ub2c8\ub2e4. \uc2e0\uc6a9\ud3c9\uc810\uc740 NICE \uae30\uc900 715\uc810 \uc774\uc0c1\uc744 \ub9cc\uc871\ud574\uc57c \ub300\ucd9c \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610 \ub2e4\ub978 \uc800\ucd95\uc740\ud589\uc73c\ub85c\ub294 \uc870\uc740\uc800\ucd95\uc740\ud589\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacf3\uc5d0\uc11c\ub3c4 \ud6c4\uc21c\uc704 \uc544\ud30c\ud2b8 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uac1c\uc778\uc0ac\uc5c5\uc790\uc758 \uacbd\uc6b0 \uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810\uc774 \ud558\uc704 10% \uc774\uc0c1\uc774\uba74 \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub300\ucd9c \ud55c\ub3c4\ub294 \ub2f4\ubcf4\uac00\uce58\uc758 85% \uc774\ub0b4\uc774\uba70, \ub300\ucd9c \uae08\ub9ac\ub294 8.5%\uc5d0\uc11c 20% \uc0ac\uc774\uc5d0 \uc704\uce58\ud569\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/12\/\uc0ac\uc5c5\uc790\uc544\ud30c\ud2b8\ud6c4\uc21c\uc704\ub2f4\ubcf4\ub300\ucd9c3.webp\" class=\"aligncenter\"><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"P2P_%EA%B8%88%EC%9C%B5_%EB%B0%8F_%EB%8C%80%EB%B6%80%EC%97%85%EC%B2%B4%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C\"><\/span>P2P \uae08\uc735 \ubc0f \ub300\ubd80\uc5c5\uccb4\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>P2P \uae08\uc735\uc5c5\uccb4\uc640 \ub300\ubd80\uc5c5\uccb4\ub3c4 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. P2P \uae08\uc735\uc740 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc744 \ud1b5\ud574 \uc790\uae08\uc744 \ubaa8\uc9d1\ud558\uc5ec \ub300\ucd9c\uc744 \uc2e0\uccad\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub418\uba70, \ub300\ubd80\uc5c5\uccb4\ub294 \uc804\ubb38\uc801\uc778 \ub300\ucd9c\uc5c5\uccb4\ub85c\uc11c \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub4e4 \uc5c5\uccb4\uc5d0\uc11c\ub3c4 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc740 \uc0ac\uc5c5\uc790\uac00 \ubcf4\uc720\ud55c \uc544\ud30c\ud2b8\ub97c \ub2f4\ubcf4\ub85c \ucd94\uac00 \uc790\uae08\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uac01 \uae08\uc735\uae30\uad00\ubcc4\ub85c \ub300\ucd9c \ud55c\ub3c4, \ub300\ucd9c \uae08\ub9ac, \ub300\ucd9c \uc870\uac74 \ub4f1\uc774 \ub2e4\uc18c \uc0c1\uc774\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uc5ec \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8%EA%B3%BC_%EB%8B%B5%EB%B3%80\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38\uacfc \ub2f5\ubcc0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"1_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>1. \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc740 \uc774\ubbf8 \ub2e4\ub978 \uc120\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc774 \uc124\uc815\ub41c \uc0c1\ud0dc\uc778 \uc544\ud30c\ud2b8\ub97c \ub2f4\ubcf4\ub85c \ucd94\uac00 \uc790\uae08\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uc2e0\uccad\ud558\ub294 \ub300\ucd9c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc120\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc5c6\ub294 \uc0ac\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc720\uc6a9\ud55c \uc635\uc158\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"2_%EC%A3%BC%EC%9A%94_%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C_%EC%83%81%ED%92%88%EC%9D%80_%EC%96%B4%EB%96%A4_%EA%B2%83%EC%9D%B4_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span>2. \uc8fc\uc694 \uc800\ucd95\uc740\ud589\uc758 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488\uc740 \uc5b4\ub5a4 \uac83\uc774 \uc788\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\uc8fc\uc694 \uc800\ucd95\uc740\ud589\ub4e4\uc740 \uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c\uc744 \uc704\ud55c \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. SBI \uc800\ucd95\uc740\ud589\uc758 &#8220;\ud76c\ub9ddUP \uc544\ud30c\ud2b8 \ub2f4\ubcf4\ub300\ucd9c&#8221;\uc774\ub098 IBK \uc800\ucd95\uc740\ud589\uc758 &#8220;\uc0ac\uc5c5\uc790 \uc544\ud30c\ud2b8 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\ub300\ucd9c&#8221; \uc0c1\ud488\uc744 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \uc0c1\ud488\uc740 \ub300\ucd9c \ud55c\ub3c4\uc640 \ub300\ucd9c \uae08\ub9ac \ub4f1\uc774 \ub2e4\uc18c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud55c \uc815\ubcf4\ub294 \ud574\ub2f9 \uc740\ud589\uc758 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"3_P2P_%EA%B8%88%EC%9C%B5%EC%9D%B4%EB%82%98_%EB%8C%80%EB%B6%80%EC%97%85%EC%B2%B4%EC%97%90%EC%84%9C%EC%9D%98_%EC%82%AC%EC%97%85%EC%9E%90_%EC%95%84%ED%8C%8C%ED%8A%B8_%ED%9B%84%EC%88%9C%EC%9C%84_%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%EC%9D%80_%EC%96%B4%EB%96%BB%EA%B2%8C_%EC%A7%84%ED%96%89%EB%90%98%EB%82%98%EC%9A%94\"><\/span>3. 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