{"id":8408,"date":"2023-09-04T01:22:05","date_gmt":"2023-09-03T16:22:05","guid":{"rendered":"http:\/\/artnframe.co.kr\/?p=8408"},"modified":"2023-09-04T01:22:11","modified_gmt":"2023-09-03T16:22:11","slug":"%ed%8c%8c%ed%82%b9%ed%86%b5%ec%9e%a5-%eb%b9%84%ea%b5%90-%ec%95%8c%ec%95%84%eb%b3%b4%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/artnframe.co.kr\/?p=8408","title":{"rendered":"\ud30c\ud0b9\ud1b5\uc7a5 \ube44\uad50 \uc54c\uc544\ubcf4\uae30"},"content":{"rendered":"<p>\ud30c\ud0b9 \ud1b5\uc7a5 \ube44\uad50: \ub2e4\uc62c\ub514\uc9c0\ud138\ubc45\ud06c Fi, CMA Note, \ub354\ub4dc\ub9ac\uace0\uc785\ucd9c\uae08\ud1b5\uc7a5<\/p>\n<p>\uc774\ubc88\uc5d0\ub294 \ud30c\ud0b9 \ud1b5\uc7a5\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0, \ud604\uc7ac \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ud30c\ud0b9 \ud1b5\uc7a5 \uc0c1\ud488\ub4e4\uc744 \ube44\uad50\ud574\ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4. \ud30c\ud0b9 \ud1b5\uc7a5\uc740 \uc77c\uc2dc\uc801\uc73c\ub85c \uc790\uae08\uc744 \ubcf4\uad00\ud558\ub294 \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ub418\uba70, \uc785\ucd9c\uae08\uc774 \uc790\uc720\ub86d\uace0 \uae08\ub9ac\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \ud2b9\uc9d5\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc740\ud589\ub4e4\uc774 \ud30c\ud0b9 \ud1b5\uc7a5 \uc0c1\ud488\uc744 \ucd9c\uc2dc\ud558\uace0 \uc788\ub294\ub370, \uc774 \uc911\uc5d0\uc11c\ub3c4 \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc758 &#8216;Fi \uc800\ucd95\uc608\uae08 (\ub2e4\uc62c\ub514\uc9c0\ud138\ubc45\ud06c Fi)&#8217;, \uc6b0\ub9ac\uc885\ud569\uae08\uc735\uc758 &#8216;CMA Note&#8217;, \ub300\uc2e0\uc800\ucd95\uc740\ud589\uc758 &#8216;\ub354\ub4dc\ub9ac\uace0\uc785\ucd9c\uae08\ud1b5\uc7a5&#8217;\uc744 \ube44\uad50\ud574\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/09\/\ud30c\ud0b9\ud1b5\uc7a5\ube44\uad502.webp\" class=\"aligncenter\"><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#%EB%8B%A4%EC%98%AC%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98Fi_%EC%A0%80%EC%B6%95%EC%98%88%EA%B8%88_%EB%8B%A4%EC%98%AC%EB%94%94%EC%A7%80%ED%84%B8%EB%B1%85%ED%81%AC_Fi\" >\ub2e4\uc62c\uc800\ucd95\uc740\ud589 &#8216;Fi \uc800\ucd95\uc608\uae08 (\ub2e4\uc62c\ub514\uc9c0\ud138\ubc45\ud06c Fi)&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#%EC%9A%B0%EB%A6%AC%EC%A2%85%ED%95%A9%EA%B8%88%EC%9C%B5_%E2%80%98CMA_Note\" >\uc6b0\ub9ac\uc885\ud569\uae08\uc735 &#8216;CMA Note&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#%EB%8C%80%EC%8B%A0%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98%EB%8D%94%EB%93%9C%EB%A6%AC%EA%B3%A0%EC%9E%85%EC%B6%9C%EA%B8%88%ED%86%B5%EC%9E%A5\" >\ub300\uc2e0\uc800\ucd95\uc740\ud589 &#8216;\ub354\ub4dc\ub9ac\uace0\uc785\ucd9c\uae08\ud1b5\uc7a5&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#%EC%A7%88%EB%AC%B8_FAQ\" >\uc9c8\ubb38 FAQ<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#1_%ED%8C%8C%ED%82%B9_%ED%86%B5%EC%9E%A5%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >1. \ud30c\ud0b9 \ud1b5\uc7a5\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#2_%EB%8B%A4%EC%98%AC%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98Fi_%EC%A0%80%EC%B6%95%EC%98%88%EA%B8%88%EC%9D%98_%EC%9E%A5%EC%A0%90%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >2. \ub2e4\uc62c\uc800\ucd95\uc740\ud589 &#8216;Fi \uc800\ucd95\uc608\uae08&#8217;\uc758 \uc7a5\uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/artnframe.co.kr\/?p=8408\/#3_%ED%8C%8C%ED%82%B9_%ED%86%B5%EC%9E%A5_%EC%84%A0%ED%83%9D_%EC%8B%9C_%EC%A3%BC%EC%9D%98%ED%95%B4%EC%95%BC_%ED%95%A0_%EC%A0%90%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >3. \ud30c\ud0b9 \ud1b5\uc7a5 \uc120\ud0dd \uc2dc \uc8fc\uc758\ud574\uc57c \ud560 \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EB%8B%A4%EC%98%AC%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98Fi_%EC%A0%80%EC%B6%95%EC%98%88%EA%B8%88_%EB%8B%A4%EC%98%AC%EB%94%94%EC%A7%80%ED%84%B8%EB%B1%85%ED%81%AC_Fi\"><\/span>\ub2e4\uc62c\uc800\ucd95\uc740\ud589 &#8216;Fi \uc800\ucd95\uc608\uae08 (\ub2e4\uc62c\ub514\uc9c0\ud138\ubc45\ud06c Fi)&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\uac00\uc785\ubc29\ubc95: \ube44\ub300\uba74 (\ub2e4\uc62c\ub514\uc9c0\ud138\ubc45\ud06c Fi(\ud30c\uc774) \ub2e4\uc6b4\ub85c\ub4dc)<\/li>\n<li>\uae08\uc561 \uc81c\ud55c: \uc5c6\uc74c<\/li>\n<li>\uc6b0\ub300\uc870\uac74: \uc5c6\uc74c<\/li>\n<li>\uc774\uc790\uc728: \uc5f0 3.8%<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9A%B0%EB%A6%AC%EC%A2%85%ED%95%A9%EA%B8%88%EC%9C%B5_%E2%80%98CMA_Note\"><\/span>\uc6b0\ub9ac\uc885\ud569\uae08\uc735 &#8216;CMA Note&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\uac00\uc785\ubc29\ubc95: \uc601\uc5c5\uc810 \ubc29\ubb38<\/li>\n<li>\uae08\uc561 \uc81c\ud55c: 1\uc5b5 \uc6d0\uae4c\uc9c0<\/li>\n<li>\uc6b0\ub300\uc870\uac74: \uc5c6\uc74c<\/li>\n<li>\uc774\uc790\uc728: \uc5f0 3.3%<\/li>\n<\/ul>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/09\/\ud30c\ud0b9\ud1b5\uc7a5\ube44\uad503.webp\" class=\"aligncenter\"><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%8B%A0%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98%EB%8D%94%EB%93%9C%EB%A6%AC%EA%B3%A0%EC%9E%85%EC%B6%9C%EA%B8%88%ED%86%B5%EC%9E%A5\"><\/span>\ub300\uc2e0\uc800\ucd95\uc740\ud589 &#8216;\ub354\ub4dc\ub9ac\uace0\uc785\ucd9c\uae08\ud1b5\uc7a5&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>\uac00\uc785\ubc29\ubc95: \ube44\ub300\uba74 (\uc628\ub77c\uc778 \uac00\uc785 \uac00\ub2a5)<\/li>\n<li>\uae08\uc561 \uc81c\ud55c: \uc5c6\uc74c<\/li>\n<li>\uc6b0\ub300\uc870\uac74: \uc5c6\uc74c<\/li>\n<li>\uc774\uc790\uc728: \uc5f0 3.2%<\/li>\n<\/ul>\n<p>\uc704 \uc138 \uac00\uc9c0 \ud30c\ud0b9 \ud1b5\uc7a5 \uc0c1\ud488\uc744 \ube44\uad50\ud574\ubcf8 \uacb0\uacfc, \ub2e4\uc62c\uc800\ucd95\uc740\ud589\uc758 &#8216;Fi \uc800\ucd95\uc608\uae08&#8217;\uc774 \uac00\uc7a5 \ub192\uc740 \uc774\uc790\uc728\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \ub2e4\uc74c\uc73c\ub85c\ub294 \uc6b0\ub9ac\uc885\ud569\uae08\uc735\uc758 &#8216;CMA Note&#8217;\uac00 \uc624\uace0, \ub300\uc2e0\uc800\ucd95\uc740\ud589\uc758 &#8216;\ub354\ub4dc\ub9ac\uace0\uc785\ucd9c\uae08\ud1b5\uc7a5&#8217;\uc774 \ub4a4\ub97c \uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uac01 \uc0c1\ud488\ub4e4\uc740 \uae08\ub9ac \uc678\uc5d0\ub3c4 \uac00\uc785 \ubc29\ubc95, \uae08\uc561 \uc81c\ud55c, \uc6b0\ub300\uc870\uac74 \ub4f1\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \uc790\uc2e0\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ud30c\ud0b9 \ud1b5\uc7a5\uc740 \uc7a0\uc2dc \ubcf4\uc720\ud560 \uc790\uae08\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uc218\ub2e8\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud30c\ud0b9 \ud1b5\uc7a5\uc5d0 \uc790\uae08\uc744 \ubcf4\uc720\ud558\ub294 \uac83\uc740 \uac00\uae09\uc801 \ubaa9\ub3c8\uc744 \ub9cc\ub4e4\uae30 \uc704\ud55c \ubaa9\uc801\uc774 \uc544\ub2c8\ub77c \uc77c\uc2dc\uc801\uc73c\ub85c \uc5ec\uc720 \uc790\uae08\uc744 \ubcf4\ud638\ud558\uace0 \uc774\uc790\ub97c \uc5bb\uae30 \uc704\ud55c \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc790\uc2e0\uc758 \ubaa9\uc801\uc5d0 \ub9de\ub294 \ud30c\ud0b9 \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud558\uace0, \uc5ec\uc720 \uc790\uae08\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uc5ec \ub354 \ub098\uc740 \uc7ac\ud14c\ud06c\ub97c \ud560 \uc218 \uc788\uae30\ub97c \ubc14\ub77c\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A7%88%EB%AC%B8_FAQ\"><\/span>\uc9c8\ubb38 FAQ<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"1_%ED%8C%8C%ED%82%B9_%ED%86%B5%EC%9E%A5%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>1. \ud30c\ud0b9 \ud1b5\uc7a5\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\ud30c\ud0b9 \ud1b5\uc7a5\uc740 \uc77c\uc2dc\uc801\uc73c\ub85c \uc790\uae08\uc744 \ubcf4\uad00\ud558\ub294 \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ub418\ub294 \ud1b5\uc7a5\uc73c\ub85c, \uc785\ucd9c\uae08\uc774 \uc790\uc720\ub86d\uace0 \uae08\ub9ac\uac00 \uc0c1\ub300\uc801\uc73c\ub85c \ub192\uc740 \ud2b9\uc9d5\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"2_%EB%8B%A4%EC%98%AC%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%E2%80%98Fi_%EC%A0%80%EC%B6%95%EC%98%88%EA%B8%88%EC%9D%98_%EC%9E%A5%EC%A0%90%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>2. \ub2e4\uc62c\uc800\ucd95\uc740\ud589 &#8216;Fi \uc800\ucd95\uc608\uae08&#8217;\uc758 \uc7a5\uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\ub2e4\uc62c\uc800\ucd95\uc740\ud589 &#8216;Fi \uc800\ucd95\uc608\uae08&#8217;\uc740 \uac00\uc785 \ubc29\ubc95\uc774 \ube44\ub300\uba74\uc774\ubbc0\ub85c \ud3b8\ub9ac\ud558\uac8c \uac00\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uae08\uc561 \uc81c\ud55c\uc774 \uc5c6\uc5b4\uc11c \uc6d0\ud558\ub294 \uae08\uc561\uc744 \uc785\ucd9c\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc5f0 3.8%\ub77c\ub294 \ub192\uc740 \uc774\uc790\uc728\uc744 \uc81c\uacf5\ud558\uc5ec \uc218\uc775\uc744 \ub354\uc6b1 \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"3_%ED%8C%8C%ED%82%B9_%ED%86%B5%EC%9E%A5_%EC%84%A0%ED%83%9D_%EC%8B%9C_%EC%A3%BC%EC%9D%98%ED%95%B4%EC%95%BC_%ED%95%A0_%EC%A0%90%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>3. \ud30c\ud0b9 \ud1b5\uc7a5 \uc120\ud0dd \uc2dc \uc8fc\uc758\ud574\uc57c \ud560 \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\ud30c\ud0b9 \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud560 \ub54c \uc8fc\uc758\ud560 \uc810\uc740 \uc790\uc2e0\uc758 \ubaa9\uc801\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \uac01 \uc0c1\ud488\uc758 \uac00\uc785 \ubc29\ubc95, \uae08\uc561 \uc81c\ud55c, \uc6b0\ub300\uc870\uac74\uc744 \ud655\uc778\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ud30c\ud0b9 \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 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