{"id":9108,"date":"2023-10-04T07:22:22","date_gmt":"2023-10-03T22:22:22","guid":{"rendered":"http:\/\/artnframe.co.kr\/?p=9108"},"modified":"2023-10-04T07:22:29","modified_gmt":"2023-10-03T22:22:29","slug":"%ec%8b%a0%ed%95%9c%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%98%a8%eb%9d%bc%ec%9d%b8%ed%96%87%ec%82%b4%eb%a1%a0%ec%9d%98-%ea%b8%88%eb%a6%ac%ec%99%80-%ec%8b%a0%ec%b2%ad-%ec%95%88%eb%82%b4","status":"publish","type":"post","link":"https:\/\/artnframe.co.kr\/?p=9108","title":{"rendered":"\uc2e0\ud55c\uc800\ucd95\uc740\ud589 \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc758 \uae08\ub9ac\uc640 \uc2e0\uccad \uc548\ub0b4"},"content":{"rendered":"<p>\uc2e0\ud55c\uc800\ucd95\uc740\ud589\uc758 \ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc800\uc2e0\uc6a9 \ubc0f \uc800\uc18c\ub4dd\uc790\ub97c \uc704\ud55c \uc11c\ubbfc\uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4. \uc774 \uc0c1\ud488\uc740 \uc2e0\ud55c\uc800\ucd95\uc740\ud589\uacfc \uae08\uc735\ub2f9\uad6d\uc774 \uc7ac\uc6d0\uc744 \ub9c8\ub828\ud558\uc5ec \uc9c0\uc6d0\ud558\ub294 \ub300\ucd9c\ub85c, \uc800\uc2e0\uc6a9 \ubc0f \uc800\uc18c\ub4dd\uc790\uc5d0\uac8c \uc2b9\uc778\uc728\uc774 \ub192\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uc601\uc5c5\uc810 \ubc29\ubb38 \uc5c6\uc774 \ube44\ub300\uba74\uc73c\ub85c \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uae08\ub9ac \uc778\ud558\ub97c \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uc7ac\uc9c1\ud655\uc778 \uc804\ud654 \uc5c6\uc774\ub3c4 \uc2e0\uccad\ud560 \uc218 \uc788\uc5b4 \ub354\uc6b1 \ud3b8\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/10\/\uc2e0\ud55c\uc800\ucd95\uc740\ud589\uc628\ub77c\uc778\ud587\uc0b4\ub8602.webp\" class=\"aligncenter\"><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#%ED%96%87%EC%82%B4%EB%A1%A0%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EC%9E%90%EA%B2%A9\" >\ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860 \uc2e0\uccad \uc790\uaca9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#%EB%8C%80%EC%B6%9C_%EC%A1%B0%EA%B1%B4%EA%B3%BC_%ED%98%9C%ED%83%9D\" >\ub300\ucd9c \uc870\uac74\uacfc \ud61c\ud0dd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\" >\uc628\ub77c\uc778\ud587\uc0b4\ub860 \uc2e0\uccad \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#%ED%96%87%EC%82%B4%EB%A1%A0_%ED%9B%84%EA%B8%B0\" >\ud587\uc0b4\ub860 \ud6c4\uae30<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#%EC%9E%90%EC%A3%BC_%EB%AC%BC%EC%9C%BC%EC%8B%9C%EB%8A%94_%EC%A7%88%EB%AC%B8\" >\uc790\uc8fc \ubb3c\uc73c\uc2dc\ub294 \uc9c8\ubb38<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#1_%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0%EC%9D%80_%EC%96%B4%EB%94%94%EC%97%90%EC%84%9C_%EC%8B%A0%EC%B2%AD%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\" >1. \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc5b4\ub514\uc5d0\uc11c \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#2_%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD%EC%97%90_%ED%95%84%EC%9A%94%ED%95%9C_%EC%84%9C%EB%A5%98%EB%8A%94_%EC%96%B4%EB%96%A4_%EA%B2%83%EB%93%A4%EC%9D%B4_%EC%9E%88%EB%82%98%EC%9A%94\" >2. \ud587\uc0b4\ub860 \uc2e0\uccad\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \uc5b4\ub5a4 \uac83\ub4e4\uc774 \uc788\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/artnframe.co.kr\/?p=9108\/#3_%EB%8C%80%EC%B6%9C_%EA%B8%88%EB%A6%AC%EB%A5%BC_%EC%9D%B8%ED%95%98%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EB%8A%94_%EB%B0%A9%EB%B2%95%EC%9D%80_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" >3. \ub300\ucd9c \uae08\ub9ac\ub97c \uc778\ud558\ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EC%9E%90%EA%B2%A9\"><\/span>\ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860 \uc2e0\uccad \uc790\uaca9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc2e0\ud55c\uc800\ucd95\uc740\ud589 \ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ubd84\ub4e4\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc5f0\uc18c\ub4dd\uc774 3,500\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0 (\ubcc4\ub3c4 \uc2e0\uc6a9\uc810\uc218 \ud655\uc778 \uc5c6\uc774 \ub300\ucd9c \uc2e0\uccad \uac00\ub2a5)<\/li>\n<li>\uc5f0\uc18c\ub4dd\uc774 4,500\ub9cc\uc6d0 \uc774\ud558\uc774\uba74\uc11c NICE \ub610\ub294 KCB \uc2e0\uc6a9\uc810\uc218\uac00 \ud558\uc704 20%\uc5d0 \ud574\ub2f9\ud558\ub294 \uacbd\uc6b0<\/li>\n<\/ul>\n<p>\ub2e4\ub9cc, \uc5f0\uc18c\ub4dd\uc774 3,500\ub9cc\uc6d0 \uc774\ud558\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub300\ud55c \uc81c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C_%EC%A1%B0%EA%B1%B4%EA%B3%BC_%ED%98%9C%ED%83%9D\"><\/span>\ub300\ucd9c \uc870\uac74\uacfc \ud61c\ud0dd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc2e0\ud55c\uc800\ucd95\uc740\ud589 \ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc758 \ub300\ucd9c\ud55c\ub3c4\ub294 \ucd5c\ub300 1,500\ub9cc\uc6d0\uc774\uc9c0\ub9cc, 2023\ub144 12\uc6d4\uae4c\uc9c0\ub294 \ud55c\uc2dc\uc801\uc73c\ub85c 2,000\ub9cc\uc6d0\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub300\ucd9c\uae08\ub9ac\ub294 \uc5f0 9%\uc5d0\uc11c \uc5f0 11% \uc218\uc900\uc774\uba70, \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc744 \uc774\uc6a9\ud560 \uacbd\uc6b0\uc5d0\ub294 0.5%p \uc778\ud558\ub41c \uae08\ub9ac\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub300\ucd9c\uae30\uac04\uc740 3\ub144 \ub610\ub294 5\ub144 \uc911\uc5d0\uc11c \uc120\ud0dd\ud560 \uc218 \uc788\uc73c\uba70, \uc0c1\ud658\ubc29\uc2dd\uc740 \uc6d0\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658\uc73c\ub85c \ub300\ucd9c \uc6d0\uae08\uc744 \ubd84\ud560\ub41c \uc0c1\ud658 \uae30\uac04 \ub3d9\uc548 \uade0\ub4f1\ud558\uac8c \uc0c1\ud658\ud569\ub2c8\ub2e4. \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub294 \uc5c6\uc9c0\ub9cc, \ub300\ucd9c \ubcf4\uc99d\uae30\uad00\uc5d0\uac8c \ubcf4\uc99d\ub8cc\ub97c \ub0a9\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf4\uc99d\ub8cc\ub294 \ucd5c\ub300 \uc5f0 2% \uc774\ub0b4\uc785\ub2c8\ub2e4.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0_%EC%8B%A0%EC%B2%AD_%EB%B0%A9%EB%B2%95\"><\/span>\uc628\ub77c\uc778\ud587\uc0b4\ub860 \uc2e0\uccad \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc2e0\ud55c\uc800\ucd95\uc740\ud589 \ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc2e0\ud55c\uc800\ucd95\uc740\ud589 \uc571\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \uc2ec\uc0ac\uc5d0 \ud544\uc694\ud55c \uc11c\ub958 \uc81c\ucd9c\uc740 \ucd5c\uc18c\ud654\ub418\uc5b4 \uc788\uc73c\uba70, \uc18c\ub4dd \ubc0f \uc7ac\uc9c1 \uc5ec\ubd80 \ub4f1\uc740 \uc7ac\uc9c1\uae30\uac04\uc744 \ud655\uc778\ud558\ub294 \uc804\ud654\ub85c \ud655\uc778\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc744 \uc774\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud604 \uc9c1\uc7a5\uc5d0\uc11c \ucd5c\uadfc \uac74\uac15\ubcf4\ud5d8\ub8cc 3\uac1c\uc6d4 \uc774\uc0c1 \uc815\uc0c1 \ub0a9\ubd80\ud55c \uc0c1\ud0dc\uc5ec\uc57c \ud558\uace0, \uacf5\ub3d9\uc778\uc99d\uc11c\uc640 \ubcf8\uc778\uba85\uc758 \ud734\ub300\ud3f0\uc744 \ubcf4\uc720\ud574\uc57c \ud569\ub2c8\ub2e4. \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc2e0\ud55c\uc800\ucd95\uc740\ud589\uc758 \ud2b9\ubcc4\ud55c \uc0c1\ud488\uc73c\ub85c, \uc628\ub77c\uc778 \uc2e0\uccad \uc2dc\uc5d0\ub294 \ub300\ucd9c\uae08\ub9ac\uac00 0.5%p \uc778\ud558\ub418\ub294 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"http:\/\/artnframe.co.kr\/wp-content\/uploads\/2023\/10\/\uc2e0\ud55c\uc800\ucd95\uc740\ud589\uc628\ub77c\uc778\ud587\uc0b4\ub8603.webp\" class=\"aligncenter\"><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"%ED%96%87%EC%82%B4%EB%A1%A0_%ED%9B%84%EA%B8%B0\"><\/span>\ud587\uc0b4\ub860 \ud6c4\uae30<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc2e0\ud55c\uc800\ucd95\uc740\ud589 \ud587\uc0b4\ub860\uc5d0 \ub300\ud55c \ud6c4\uae30\ub294 \ub2e4\uc591\ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \ub9ac\ubdf0\ub294 \ud3b8\ub9ac\ud55c \uc2e0\uccad \uc808\ucc28\uc640 \ub192\uc740 \uc2b9\uc778\uc728, \ube60\ub978 \ub300\ucd9c \uc9c0\uae09 \uc18d\ub3c4\ub97c \uce6d\ucc2c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uae08\ub9ac\ub294 \ub2e4\uc18c \ub192\ub2e4\ub294 \uc758\uacac\ub3c4 \uc788\uc73c\uba70, \ub300\ucd9c \uc0c1\ud658\uc5d0 \ub300\ud55c \ubd80\ub2f4\uac10\uc744 \uc5b8\uae09\ud558\ub294 \ud6c4\uae30\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc2e0\ud55c\uc800\ucd95\uc740\ud589 \ud587\uc0b4\ub860\/\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc800\uc2e0\uc6a9 \ubc0f \uc800\uc18c\ub4dd\uc790\uc5d0\uac8c \ud3b8\ub9ac\ud558\uace0 \uc720\uc6a9\ud55c \uc11c\ubbfc\uae08\uc735\uc0c1\ud488\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \uc800\uc2e0\uc6a9 \ubc0f \uc800\uc18c\ub4dd\uc790\ub77c\uba74 \uc801\uadf9\uc801\uc73c\ub85c \uc774 \uc0c1\ud488\uc744 \uc2e0\uccad\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BC%EC%9C%BC%EC%8B%9C%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span>\uc790\uc8fc \ubb3c\uc73c\uc2dc\ub294 \uc9c8\ubb38<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"1_%EC%98%A8%EB%9D%BC%EC%9D%B8%ED%96%87%EC%82%B4%EB%A1%A0%EC%9D%80_%EC%96%B4%EB%94%94%EC%97%90%EC%84%9C_%EC%8B%A0%EC%B2%AD%ED%95%A0_%EC%88%98_%EC%9E%88%EB%82%98%EC%9A%94\"><\/span>1. \uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc5b4\ub514\uc5d0\uc11c \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div itemprop=\"acceptedAnswer\" itemscope itemtype=\"https:\/\/schema.org\/Answer\">\n<p itemprop=\"text\">\uc628\ub77c\uc778\ud587\uc0b4\ub860\uc740 \uc2e0\ud55c\uc800\ucd95\uc740\ud589 \uc571\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc571\uc744 \ub2e4\uc6b4\ub85c\ub4dc\ud558\uace0 \ud68c\uc6d0\uac00\uc785\uc744 \ud55c \ud6c4, \ud587\uc0b4\ub860 \uc2e0\uccad \uc808\ucc28\ub97c \ub530\ub77c\uc11c \uc9c4\ud589\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div itemprop=\"mainEntity\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n<h3 itemprop=\"name\"><span class=\"ez-toc-section\" 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